Free Online Tool

Time Deposit Interest & Net Return Calculator

Calculate gross interest income, withholding tax (stopaj) and net return at maturity for bank deposits.

2026 Withholding Rates32-Day DepositGross vs NetAll Banks

Calculate Net Return FAQ

Principal Amount

Deposit Term (Days - e.g. 32)

Annual Gross Interest Rate (%)

Withholding Tax Rate (%)

Vade Sonu Toplam Bakiye: 0,00 ₺

Brüt Faiz Kazancı: 0,00 ₺

Stopaj Kesintisi: 0,00 ₺

Net Faiz Kazancı: 0,00 ₺

Gross InterestAnnual gross rate return

Withholding TaxTiered tax rates (%7.5 / %5)

Net ReturnProfit after tax

Balance at MaturityPrincipal + Net Interest

Formula

Step by step

How to Calculate Deposit Interest?

3 steps.

Enter Principal & Days

Type deposit amount and term in days.

Enter Interest Rate

Type bank annual gross rate.

Review Net Balance

See your net return after tax.

Tips

Longer terms reduce withholding tax rates.

Warnings

Withdrawing early may forfeit earned interest.

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FAQ