Enter loan amount, interest rate and term to instantly calculate your monthly payment, total interest and detailed amortization schedule.
Payment = Principal × [i × (1+i)^n] / [(1+i)^n - 1]i = monthly rate (percent/100), n = term (months), Principal = loan amount
Calculate your loan in 3 steps.
Enter amount, monthly interest rate and term.
Monthly payment, total interest and total payment shown instantly.
Detailed table showing principal, interest and balance for each month.
Using the annuity formula with loan amount, monthly rate and term. Each payment includes principal and interest.
BSMV is 15% bank tax, KKDF is 10% fund on interest. Together they add 25% to interest cost.
Banks state monthly rates at application. Divide annual rate by 12 for monthly.
Total Interest = (Monthly Payment × Term) - Loan Amount.
Monthly payment decreases but total interest increases.
Yes. Early repayment saves on remaining interest. Check prepayment fees with your bank.
Same formula, but mortgage may have different KKDF and insurance requirements.
Yes. Completely free, no registration required.
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